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Processor in Glen Allen, VA at PHM

Date Posted: 6/13/2018

Job Snapshot

Job Description

Prosperity Home Mortgage, LLC is one of the Mid-Atlantic’s largest and most respected mortgage lenders. We provide a wide array of products, programs and services throughout the home financing process.

Under the general supervision of the Operations Manager, this performs duties relating to the accurate processing and/or closing of mortgage loan applications, mortgage loans and mortgage loan documentation.

Essential Responsibilities:

1. Maintains knowledge of updated processing and/or closing policies and procedures. Becomes familiar with, and knowledgeable of, all conventional, FHA, and VA processing procedures issued by any government agency; keeps abreast of any changes.

2. Reviews loan application to determine the eligibility of the applicant.

3. Orders credit and property documents including real estate sales contract, appraisals and verifications of employment.

4. Verifies the documents for completeness and returns documents if additional information is required. Prepares application for submission to underwriting that can be approved without conditions.

5. Notifies Senior Mortgage Advisors (SMA) and customers of loan status; obtains all signatures and additional documents. Alerts SMA at the earliest possible time of any serious problems regarding the application.

6. Organizes work flow to maintain the required number of files in process while meeting the established percentage of first time submission approvals.

7. Processes and closes loans in compliance with company standards and procedures.

Job Requirements

High School diploma or equivalent combination of training and experience. Four to five years of processing/and/or closing experience, or equivalent training and/or experience. Must be able to manage workload to coordinate multiple tasks and ability to meet deadlines.


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